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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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3905 Balsam Way , Bernards Twp., NJ 07920
$190,702
Est. Payment: $982.12/mo
3 Bed
1 Bath
957 Sqft
Status: Active | Days on site: 21
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Susan Maryanski
Operator

House Description

Beautifully Redone Low-Income 3 Bedroom Condo with updates such as Furnace, AC, Kitchen with extended cabinets, Water heater, bathroom, electrical panel, flooring, and a bonus storage room downstairs. This is a first-floor condo with no stairs. Stunning views from the balcony. Water Filter system negotiable. Seller needs to find a place to go. Buyers must meet low-income requirements and be approved as part of NJ affordable housing. Income limits: 2 people $61,950, 3 people $69,700, 4 people $77,400, 5 people $83,600, and 6 people $89,800. Please make sure buyers are pre-approved with a deed-restricted lender, see attached doc, before filing the attached application for affordable housing.

Highlights

Listed by MELISA TAKACS , MP MILLENNIUM INTERSTATE REALTY , 732-203-1500. Garden State MLS

Property Type

Condo/Townhome

HOA Fee

429 Monthly

Year Built

1991

County

Somerset

Neighborhood

Cedars

Listing ID

4047102

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dryer, Range/Oven-Gas, Refrigerator, Washer
Air Cond:1 Unit,Heatpump
Fireplaces:
Floor:Marble
Other:
  • Additional:Pets Allowed
Water:Public Water

Exterior Features

Lot Dimensions:0
Roof:Asphalt Shingle
Others:
  • Additional:Deck, Vinyl Siding, Common
Sewer:Public Sewer
Principal Interest
$982
Taxes
$253
HOA
$429

Home Price

$190,702

Loan Details

30 yrs
6.677%

Down Payment

20%
$38,140
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$982.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $982.12 $253.33 $429.00 $1,664.45
Yearly $11,785.44 $3,040.00 $5,148.00 $19,973.44
Total $353,563.20 $91,200.00 $154,440.00 $599,203.20

Today's Rates

30 Year

6.68%

20 Year

6.59%

15 Year

6.04%

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Market insight data is pulled from the same city as the listing being viewed (Bernards Twp., NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-09-05T10:59:24.000Z

© 2026 Garden State MLS