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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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161 Spencer Rd , Bernards Twp., NJ 07920
$879,900
Est. Payment: $4,801.98/mo
3 Bed
2 Bath
2.01 Acres
Status: active | Days on site: 27
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Susan Maryanski
Operator

House Description

Set on two acres along a quiet, winding stretch of Spencer Road, this Basking Ridge ranch pairs single-level living with an unusually deep list of recent upgrades. The kitchen features maple cabinetry, granite counters, a travertine backsplash with under-cabinet lighting, Brazilian cherry floors, a separate pantry, gas cooktop, stainless sink and faucet, and a hood vented to the exterior. Recessed lighting runs throughout, the interior has been freshly painted, and a wood-burning fireplace anchors the main living space. The walk-out lower level adds a second fireplace, wood-look flooring (under carpet) and access to the two-car garage. Recently upgraded: 200-amp electrical service with a dedicated sub-panel, original galvanized drain lines replaced with PVC, Unico high-velocity central air conditioning, gas hot water heat, newer roof with gutters and downspouts, and vinyl siding installed over the original for an added layer of insulation. Both chimneys were rebuilt from the ground up, one with a stainless-steel liner. Outside, extensive masonry includes a rebuilt stone retaining wall and bluestone-capped steps. A custom woodshed sits on a pressure-treated frame, and walking paths trace the perimeter. The potential here is endless!

Highlights

Listed by JENNIFER A. BLANCHARD , MP BHHS FOX & ROACH , 908-580-5000. Garden State MLS

Property Type

Residential

Lot/Acreage
2.01

Year Built

1957

County

Somerset

Listing ID

4055141

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Carbon Monoxide Detector, Cooktop - Gas, Dishwasher, Dryer, Refrigerator, Wall Oven(s) - Gas, Washer
Air Cond:1 Unit,Central Air
Fireplaces:Wood Burning,Wood Stove-Freestanding
Floor:Carpeting,Tile,Vinyl-Linoleum,Wood
Basement:Finished,Walkout
Other:
  • ▪ Additional:Blinds, CODetect, StallTub
Water:Public Water, Water Charge Extra

Exterior Features

Lot:Wooded Lot
Lot Dimensions:2.01AC
Zoning:R2
Roof:Composition Shingle
Others:
  • ▪ Additional:Storm Door(s), Thermal Windows/Doors, Vinyl Siding, 1 Car Width, Blacktop, Circular, Gravel
Sewer:Public Sewer, Sewer Charge Extra
Parking Features:Built-In Garage,Garage Under
Principal Interest
$4,802
Taxes
$1,029

Home Price

$879,900

Loan Details

30 yrs
7.25%

Down Payment

20%
$175,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,801.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,801.98 $1,028.67 $0.00 $5,830.64
Yearly $57,623.70 $12,344.00 $0.00 $69,967.70
Total $1,728,711.10 $370,320.00 $0.00 $2,099,031.10

Today's Rates

30 Year

7.25%

20 Year

7.06%

15 Year

6.58%

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Market insight data is pulled from the same city as the listing being viewed (Bernards Twp., NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-22T20:59:54.000Z

© 2026 Garden State MLS