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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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23 Cottonwood Ct , Hardyston Twp., NJ 07460
$400,000
Est. Payment: $2,182.96/mo
3 Bed
1.5 Bath
0.33 Acres
Status: active | Days on site: 1
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Susan Maryanski
Operator

House Description

Welcome to this ranch-style retreat in the highly sought-after Lake Tamarack community. The circular driveway offers parking for seven vehicles. The sunny open front porch leads you into the living room and heart of the home, featuring cathedral ceilings, warm wood flooring, & plenty of windows that invites the outdoors in. Custom built-in shelving provides the space for your favorite books & treasures. The eat-in kitchen boasts a brand-new floor & unique glass display cabinet to showcase your favorite dishes. Tucked just off the kitchen, a convenient laundry & mudroom area includes a half bath, making daily transitions a breeze. From the living room are three comfortable bedrooms & a full bathroom. The outdoor living space with the covered paver patio connects the main house to the one-car garage (with electric connection for EV use). The level backyard offers a mix of sunny spots & shaded areas under mature trees, complemented by a small concrete pond. You will have peace of mind with the brand-new septic system. Lake Tamarack's vacation-like lifestyle provides access to two beaches, a clubhouse, basketball court, ball field, & playground. The location is unbeatable for commuters & explorers alike; the NYC bus is accessible via a path through the backyard, & the community beach & local recreation spots are just moments away. This is more than a house it's a place to call HOME.

Highlights

Listed by GINA LANCELLOTTI , MP COLDWELL BANKER REALTY , 973-729-6111. Garden State MLS

Property Type

Residential

Lot/Acreage
0.33

HOA Fee

708 Annually

Year Built

1950

County

Sussex

Neighborhood

Lake Tamarack

Listing ID

4060515

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1.5
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Carbon Monoxide Detector, Cooktop - Electric, Dishwasher, Dryer, Kitchen Exhaust Fan, Microwave Oven, Refrigerator, Self Cleaning Oven, Wall Oven(s) - Electric, Washer
Air Cond:Attic Fan,Window A/C(s)
Fireplaces:
Floor:Carpeting,Laminate,Tile,Wood
Basement:Crawl Space
Other:
  • ▪ Additional:Blinds, Carbon Monoxide Detector, Smoke Detector, Pets Allowed
Water:See Remarks, Water Charge Extra

Exterior Features

Lot:Level Lot
Lot Dimensions:.332 AC
Zoning:Residential
Roof:Asphalt Shingle
Others:
  • ▪ Additional:Open Porch(es), Patio, Storm Door(s), Thermal Windows/Doors, Wood, 1 Car Width, Circular, Gravel
Sewer:Septic 3 Bedroom Town Verified
Parking Features:Attached Garage
Principal Interest
$2,183
Taxes
$506
HOA
$708

Home Price

$400,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,182.96

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,182.96 $506.17 $708.00 $3,397.13
Yearly $26,195.57 $6,074.00 $8,496.00 $40,765.57
Total $785,867.07 $182,220.00 $254,880.00 $1,222,967.07

Today's Rates

30 Year

7.25%

20 Year

7.06%

15 Year

6.58%

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Market insight data is pulled from the same city as the listing being viewed (Hardyston Twp., NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-22T23:38:27.000Z

© 2026 Garden State MLS