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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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4 Waterman Ln Unit 412 , Hillsborough Twp., NJ 08844
$389,000
Est. Payment: $2,003.36/mo
2 Bed
2 Bath
1700 Sqft
Status: Under Contract | Days on site: 16
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Susan Maryanski
Operator

House Description

Welcome home to this meticulously maintained penthouse condominium in the highly sought-after 55+ Hearthstone at Hillsborough community. Bright, airy, and designed with exceptional attention to detail, this turn-key residence offers seamless single-floor living with a flexible, open floor plan.The main level features two spacious bedrooms, two full baths, and an inviting living/dining combination perfect for entertaining. The functional kitchen includes ample cabinetry, a pantry, and convenient laundry facilities. Enjoy working or relaxing in the dedicated bonus room complete with direct access to a cozy private patio where you can sip your morning coffee and watch the sunrise.Upstairs, the expansive 4th-floor loft offers versatile extra space ideal for a home office, leisure room, or guest suite. Enjoy top-tier community amenities including a clubhouse, outdoor pool, tennis courts, fitness center, and billiards, The penthouse unit is accessible via building elevator. Come experience vibrant 55+ active adult living at its finest!

Highlights

Listed by DIANE ORMSBY , MP KELLER WILLIAMS GREATER BRUNSWICK , 908-647-1000. Garden State MLS

Property Type

Condo/Townhome

HOA Fee

612 Monthly

Year Built

2008

County

Somerset

Neighborhood

Hearthstone of Hillsborough

Listing ID

4046834

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Carbon Monoxide Detector, Dishwasher, Disposal, Dryer, Microwave Oven, Range/Oven-Electric, Refrigerator, Washer
Air Cond:1 Unit,Ceiling Fan,Central Air,Multi-Zone Cooling
Fireplaces:Gas Fireplace,Living Room
Floor:Carpeting,Vinyl-Linoleum,Wood
Other:
  • Additional:Blinds, CeilCath, Elevator, CeilHigh, Intercom, SmokeDet, StallShw, TubShowr, WlkInCls, Pets Allowed
Water:Public Water, Water Charge Extra

Exterior Features

Lot:Skyline View
Lot Dimensions:00
Zoning:Residential
Roof:Asphalt Shingle
Others:
  • Additional:Outbuilding(s), Patio, Storm Door(s), Storm Window(s), Thermal Windows/Doors, Underground Lawn Sprinkler, Stone, Vinyl Siding, Blacktop, Common
Sewer:Public Sewer, Sewer Charge Extra
Principal Interest
$2,003
Taxes
$567
HOA
$612

Home Price

$389,000

Loan Details

30 yrs
6.677%

Down Payment

20%
$77,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,003.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,003.36 $567.08 $612.00 $3,182.44
Yearly $24,040.31 $6,805.00 $7,344.00 $38,189.31
Total $721,209.45 $204,150.00 $220,320.00 $1,145,679.45

Today's Rates

30 Year

6.68%

20 Year

6.59%

15 Year

6.04%

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Market insight data is pulled from the same city as the listing being viewed (Hillsborough Twp., NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-09-05T08:58:55.000Z

© 2026 Garden State MLS