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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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54 Horseshoe Dr , Jefferson Twp., NJ 07438
$375,000
Est. Payment: $2,046.53/mo
3 Bed
2 Bath
0.12 Acres
Status: active | Days on site: 13
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Susan Maryanski
Operator

House Description

Start at the dock. Cozy Lake opens wide in front of you, trees line the shoreline, and the house behind you is waiting for its next chapter.Inside, vaulted ceilings and large skylights fill the living space with daylight. Warm wood, wide windows facing the water, and a gorgeous stone fireplace give it the look people picture when they say "lake house. The main bedroom and a full bath are on the first floor, and two more bedrooms and a second full bath on the lower level and gives guests a space of their own. In all, it has three bedrooms, two full baths, about 1,100 sq ft, and a septic verified for three bedrooms.The kitchen is a nearly a blank canvas, ready to be designed from scratch around the way you cook and gather, and the finishes throughout are yours to choose. It's an ideal fit for cash or renovation financing.Kayaks, fishing rods, and summer swims are steps from the door. Drive by, walk down to the water, and see it for yourself.RARE: side-by-side lakefront opportunity with 52 Horseshoe also available. Could be amazing...both properties are charter members of Cozy Lakers Lake Association.

Highlights

Listed by ANNA LYNETTE KELLY , MP WEICHERT REALTORS , 973-729-2700. Garden State MLS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

350 Annually

Year Built

1940

County

Morris

Neighborhood

Cozy Lake

Listing ID

4058132

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Range/Oven-Electric, Refrigerator, Washer
Air Cond:Central Air
Fireplaces:Non-Functional,See Remarks
Floor:Tile,Wood
Basement:Bilco-Style Door,Finished-Partially,Walkout
Water:Well

Exterior Features

Lot:Lake Front,Mountain View,Waterfront
Lot Dimensions:0.115 AC
Zoning:res
Roof:See Remarks
Others:
  • ▪ Additional:Deck, Dock, Wood, 2 Car Width
Sewer:Septic 3 Bedroom Town Verified
Principal Interest
$2,047
Taxes
$643
HOA
$350

Home Price

$375,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$75,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,046.53

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,046.53 $643.00 $350.00 $3,039.53
Yearly $24,558.35 $7,716.00 $4,200.00 $36,474.35
Total $736,750.38 $231,480.00 $126,000.00 $1,094,230.38

Today's Rates

30 Year

7.25%

20 Year

7.06%

15 Year

6.58%

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Market insight data is pulled from the same city as the listing being viewed (Jefferson Twp., NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-22T23:38:27.000Z

© 2026 Garden State MLS