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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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95 Wildwood Rd , Jefferson Twp., NJ 07438
$499,000
Est. Payment: $2,723.25/mo
2 Bed
2 Bath
0.11 Acres
Status: active | Days on site: 3
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Susan Maryanski
Operator

House Description

This charming lakefront chalet offers 2 bedrooms, 2 full baths, an enormous 2 car garage with large loft space and a new two-bedroom septic system to be installed before closing! The main living area features a warm combo dining and living room that opens to a lakefront deck, ideal for enjoying spectacular sunsets, entertaining or dining al fresco surrounded by gorgeous lake views. The kitchen, with a unique stained glass window detail over the breakfast bar offers granite countertops, stainless steel appliances, recessed lighting, and a skylight that fills the space with natural light. Upstairs, the primary bedroom is a true retreat with its own skylight, walk-in closet, and private lakefront balcony perfect for quiet mornings overlooking the water. Solid wood doors throughout the home. The full walkout basement is the perfect flexible living space; ideal for TV room, rec room or exercise room. Wood deck partially wraps around the home and there's a newer dock. Additional highlights include a huge 2-car garage with a huge loft area ideal for storage, a studio. Generator for added peace of mind. The location is convenient to several major highways and is about a 1 hour drive to Manhattan by car. Buyer is responsible for well water test and is to verify HOA dues. This is a fantastic opportunity to make this lakefront home your own. This home is an estate sale and is being sold completely AS IS. Seller is installing a new two bedroom septic and will make no other repairs.

Highlights

Listed by MARIA SCOGNAMIGLIO , MP COLDWELL BANKER REALTY , 973-440-5588. Garden State MLS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

350 Annually

Year Built

1940

County

Morris

Neighborhood

Cozy Lake

Listing ID

4059955

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Carbon Monoxide Detector, Dishwasher, Dryer, Microwave Oven, Range/Oven-Gas, Refrigerator, Sump Pump, Washer
Air Cond:Ceiling Fan,Ductless Split AC
Fireplaces:
Floor:Carpeting,Tile,Wood
Basement:Finished,Full,Walkout
Other:
  • ▪ Additional:Carbon Monoxide Detector, Fire Extinguisher, Skylight, Smoke Detector, Pets Allowed
Water:Well

Exterior Features

Lot:Lake Front,Waterfront
Lot Dimensions:0.109 AC
Roof:Asphalt Shingle
Others:
  • ▪ Additional:Deck, Dock, Patio, Thermal Windows/Doors, Vinyl Siding, 2 Car Width, Additional Parking
Sewer:Septic 2 Bedroom Town Verified
Parking Features:Loft Storage,Oversize Garage,See Remarks,Separate Location

Open House

Upcoming Open Houses
Sunday 1:00 pm - 3:00 pm Oct 25
Principal Interest
$2,723
Taxes
$867
HOA
$350

Home Price

$499,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,723.25

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,723.25 $866.50 $350.00 $3,939.75
Yearly $32,678.97 $10,398.00 $4,200.00 $47,276.97
Total $980,369.18 $311,940.00 $126,000.00 $1,418,309.18

Today's Rates

30 Year

7.25%

20 Year

7.06%

15 Year

6.58%

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Market insight data is pulled from the same city as the listing being viewed (Jefferson Twp., NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-22T23:38:27.000Z

© 2026 Garden State MLS