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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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89 Cozy Lake Rd , Jefferson Twp., NJ 07438
$499,900
Est. Payment: $2,728.16/mo
3 Bed
1.5 Bath
1.08 Acres
Status: active | Days on site: 15
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645403 - 302514
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Susan Maryanski, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Susan Maryanski
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House Description

HIGHEST & BEST FRIDAY 10/16 @ 12 NOON. Welcome to this adorable one-level ranch featuring a charming front porch with beautiful lake views! Step inside to discover gleaming hardwood floors, three generously sized bedrooms, an updated full bath, and a convenient en-suite half bath. The spacious kitchen flows into an expansive family room and dining area, perfect for everyday living and entertaining. The finished lower level offers even more living space with a recreation room, den, possible 4th bedroom, laundry room, and abundant storage. Outside, enjoy a perfectly level, partially fenced yard ideal for outdoor gatherings and relaxation. An incredible bonus is the detached, heated three-car garage, perfect for car enthusiasts, hobbyists, or a workshop! This charming home offers comfort, space, and lake views and is truly a must-see!
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Highlights

Listed by DENISE HOLLERITTER , MP CENTURY 21 VENTURE REAL ESTATE , 973-627-6800. Garden State MLS

Property Type

Residential
Lot/Acreage
1.08

Year Built

1972

County

Morris

Listing ID

4057659

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1.5
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Carbon Monoxide Detector, Central Vacuum, Dishwasher, Dryer, Kitchen Exhaust Fan, Range/Oven-Electric, Refrigerator, Sump Pump, Trash Compactor, Washer, Water Softener-Own
Air Cond:1 Unit,Ceiling Fan,Central Air
Fireplaces:Kitchen,Living Room,Wood Burning,Wood Stove-Freestanding
Floor:Laminate,Tile,Wood
Basement:Bilco-Style Door,Finished-Partially,Full,Walkout
Other:
  • ▪ Additional:CeilBeam, CODetect, Skylight, SmokeDet, TubShowr
Water:Well

Exterior Features

Lot:Lake/Water View,Mountain View,Wooded Lot
Lot Dimensions:1.082 AC
Roof:Asphalt Shingle
Others:
  • ▪ Additional:Metal Fence, Open Porch(es), Thermal Windows/Doors, CedarSid, Additional Parking, Blacktop
Sewer:Septic
Parking Features:Detached Garage,Garage Door Opener,Garage Parking,See Remarks
Principal Interest
$2,728
Taxes
$909

Home Price

$499,900

Loan Details

30 yrs
7.25%

Down Payment

20%
$99,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,728.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,728.16 $909.42 $0.00 $3,637.58
Yearly $32,737.91 $10,913.00 $0.00 $43,650.91
Total $982,137.38 $327,390.00 $0.00 $1,309,527.38

Today's Rates

30 Year

7.25%

20 Year

7.06%

15 Year

6.58%

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Market insight data is pulled from the same city as the listing being viewed (Jefferson Twp., NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-22T23:38:27.000Z

© 2026 Garden State MLS