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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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313 1/2 4th St , Jersey City, NJ 07302
$1,549,000
Est. Payment: $7,977.39/mo
3 Bed
3 Bath
0 Sqft
Status: Under Contract | Days on site: 11
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1639 - 26657,10593
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Susan Maryanski
Operator

House Description

Welcome to your dream home in the heart of Downtown Jersey City! Offering over 2,100 square feet of living space, an oversized private one-car garage with abundant room for additional storage, and exceptional versatility, this beautifully maintained home is currently enjoyed as a spacious single-family residence while retaining the ability to be easily converted back into a legal two-family home—offering outstanding flexibility for today's lifestyle and future investment potential. The sun-filled main living level welcomes you with an open and inviting living and dining area enhanced by desirable southern exposure. The beautifully renovated kitchen features quartz countertops, modern cabinetry, a classic white subway tile backsplash, and newer stainless steel appliances, creating a stylish and functional space for everyday living and entertaining. Just off the kitchen, an elevated private deck provides the perfect setting for morning coffee, outdoor dining, or relaxing at the end of the day. Upstairs, you'll find a generously sized primary bedroom, a spacious second bedroom, a spa-inspired full bathroom, and a convenient laundry room with additional storage. A beautifully updated powder room on the main level completes the primary living space, which offers 2 bedrooms and 1.5 bathrooms. Hardwood floors, updated lighting, and central air conditioning and heating add to the home's modern comfort and appeal. The lower level features its own private entrance, a spacious living area, one bedroom, and a fully renovated full bathroom, making it an ideal guest suite, home office, fitness studio, media room, or private space for extended family. For buyers looking to maximize the property's value, the lower level offers a straightforward opportunity to add appliances to the kitchen and restore the home's legal two-family configuration. Recent improvements provide added peace of mind, including newly upgraded central air conditioning and two new sump pumps, ensuring comfort and reliability for years to come. Outside, the classic brick exterior, private backyard, elevated deck, and oversized garage offer a rare combination of indoor and outdoor living. In addition to secure off-street parking, the garage provides generous space for bicycles, seasonal items, tools, and extra storage—a highly sought-after feature in Downtown Jersey City. Ideally located in one of Downtown Jersey City's most desirable neighborhoods, you'll enjoy easy access to acclaimed restaurants, boutique shopping, art galleries, Hamilton Park, Liberty State Park, and the Grove Street PATH Station for a quick commute to Downtown Manhattan and the World Trade Center. Whether you're looking for a move-in ready single-family home with room to grow or a property with future income-producing potential, this exceptional residence delivers the best of both worlds. Schedule your private showing today and experience the perfect blend of space, flexibility, and Downtown Jersey City living.

Highlights

Listed by PIA JAYATILAKE , 201-445-4300 KELLER WILLIAMS VILLAGE SQUARE REALTY , 201-445-4300. Hudson County Multiple Listing Service

Property Type

Residential

County

Hudson

Neighborhood

Downtown

Listing ID

260015669

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Refrigerator, Washer/Dryer, Oven/Range Gas
Air Cond:A/C Central,Hot Air
Fireplaces:
Other:
  • Additional:Washer/Dryer

Exterior Features

Lot Dimensions:16.7x95
Others:
  • Additional:Near Shopping, Near Parks, Near Schools, Near Path
Parking Features:Garage,Has Parking
Principal Interest
$7,977
Taxes
$1,686

Home Price

$1,549,000

Loan Details

30 yrs
6.677%

Down Payment

20%
$309,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,977.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,977.39 $1,685.83 $0.00 $9,663.22
Yearly $95,728.66 $20,230.00 $0.00 $115,958.66
Total $2,871,859.72 $606,900.00 $0.00 $3,478,759.72

Today's Rates

30 Year

6.68%

20 Year

6.59%

15 Year

6.04%

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Market insight data is pulled from the same city as the listing being viewed (Jersey City, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hudson County Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-09-05T15:25:16.100Z

© 2026 Hudson County Multiple Listing Service