Newer-construction two-family offering six bedrooms, 4.5 baths, a two-car tandem garage, additional driveway parking, and a fenced backyard - an excellent option for an owner-occupant seeking comfortable living with rental income. UNIT 1: Spacious 3-bedroom, 2.5-bath duplex with open-concept living and dining and a modern kitchen featuring stainless steel appliances, gas range, dishwasher, contemporary cabinetry, marble countertops, and tile flooring. Two bedrooms and two full baths are on the main level, including a primary suite with a private balcony. The lower level includes a third bedroom, half bath, and flexible living space ideal for a family room, office, gym, playroom, or media room. Unit 1 currently enjoys exclusive use of the fenced backyard and two-car tandem garage, plus direct side and yard access from the lower level. Additional driveway parking and multiple garage storage closets provide even more convenience. UNIT 2: Tenant-occupied 3-bedroom, 2-bath residence on one level with open-concept living, dining, and kitchen areas, ample closet space, and a primary suite with private balcony. BOTH UNITS: Hardwood flooring, in-unit stacked washer and dryers, central heating and cooling with hydronic forced-air systems, stainless steel appliances, and modern finishes throughout. LOCATION: Convenient access to the Richard Street and Danforth Avenue Light Rail stations, along with NJ Transit bus service to Downtown Jersey City and Journal Square for PATH connections. Bayonne shopping, neighborhood parks, and major roadways are also nearby. Whether you’re looking to live in one unit and offset monthly costs with rental income, or add a newer two-family to your portfolio, 49 Wade Street offers a rare combination of space, parking, outdoor area, and income potential. TAX ABATEMENT: Property is currently subject to a 5 year tax abatement. Buyers should independently verify all terms and remaining benefits. FINANCING: Property qualifies for a 30 year convention loan product with rates in 5% range, only 5% down, no PMI, and other benefits.