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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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304 Terrace Ave , Jersey City, NJ 07307
$634,900
Est. Payment: $3,269.75/mo
2 Bed
2 Bath
0 Sqft
Status: Under Contract | Days on site: 26
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Susan Maryanski
Operator

House Description

A Rare Opportunity to Create Something Special in Jersey City Heights Positioned on a full-size lot in the highly sought-after Western Slope section of Jersey City Heights, 304 Terrace Avenue offers the kind of opportunity that has become increasingly difficult to find—a solid brick home with exceptional space, flexible living arrangements, and tremendous upside for the buyer with vision. Spanning approximately 1,730 square feet across three levels, this home features oversized windows, original wood flooring, generous room sizes, and a layout that easily adapts to a variety of lifestyles. The main living level includes a bright living room with a charming bay window, an eat-in kitchen, full bath, and mudroom with direct access to the backyard. The upper level offers two spacious bedrooms along with additional bonus rooms that can be reimagined as home offices, dressing rooms, nurseries, or expanded bathroom space. A standout feature is the fully independent ground-level living area complete with its own kitchen, full bath, and laundry, providing valuable flexibility for extended household living, guests, work-from-home needs, or recreation space. Outside, the deep backyard offers ample room for gardening, entertaining, or creating a private urban retreat. 304 Terrace Avenue is not a turnkey property—but for the buyer who understands the value of location, square footage, and solid construction, it presents a compelling opportunity to personalize, renovate, and build equity in one of Jersey City's most desirable neighborhoods. Just moments from local favorites, beautiful parks, highly regarded schools, and convenient transportation into Manhattan, this is a chance to invest in both a home and a location with lasting appeal.

Highlights

Listed by DAWN CHIORAZZI-RODA , 201-975-3887 MODERN SPACES NJ LLC , 201-975-3887. Hudson County Multiple Listing Service

Property Type

Residential

County

Hudson

Neighborhood

Heights

Listing ID

260011226

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Refrigerator, Washer/Dryer, Oven/Range Gas
Air Cond:Gas,Radiators
Fireplaces:
Basement:Finished,Walk-Out
Other:
  • Additional:Terrace, Hardwood Floor, Washer/Dryer, Pets Allowed

Exterior Features

Lot Dimensions:25X100
Others:
  • Additional:Near Shopping, Near Bus, Near Parks, Near Schools
Parking Features:No Parking
Principal Interest
$3,270
Taxes
$694

Home Price

$634,900

Loan Details

30 yrs
6.677%

Down Payment

20%
$126,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,269.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,269.75 $693.50 $0.00 $3,963.25
Yearly $39,237.01 $8,322.00 $0.00 $47,559.01
Total $1,177,110.22 $249,660.00 $0.00 $1,426,770.22

Today's Rates

30 Year

6.68%

20 Year

6.59%

15 Year

6.04%

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Market insight data is pulled from the same city as the listing being viewed (Jersey City, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hudson County Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-09-05T15:25:16.100Z

© 2026 Hudson County Multiple Listing Service