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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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104 Terrace Ave , Jersey City, NJ 07307
$1,974,900
Est. Payment: $10,050.68/mo
6 Bed
8 Bath
6 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Susan Maryanski
Operator

House Description

Introducing 104 Terrace Ave, a brand-new construction two-family home in Jersey City Heights' sought-after Western Slope neighborhood, offering a rare opportunity for investors or owner-occupants seeking strong rental income, modern construction, and exceptional versatility. Each residence features an identical townhome-style duplex layout with 3 bedrooms, 3.5 bathrooms, deeded garage parking, a private backyard, and a private rooftop. Thoughtfully designed with both style and functionality in mind, each home showcases hardwood floors throughout, central heating and cooling, LED cove lighting on every level, and a more private living experience with no neighbors above. The main level of each residence welcomes you with an open-concept living and dining area complete with designated dining space and a convenient powder room. The chef's kitchen serves as the centerpiece of the home, featuring sleek modern cabinetry with abundant storage, stainless steel appliances including a gas stove, dishwasher, and microwave, a pot filler above the stove, and a large waterfall island with seating. A stained wood ceiling adds warmth and character, while a wet bar with sink and wine fridge seamlessly connects the kitchen and living space. Just off the kitchen, a private balcony provides the perfect place to enjoy your morning coffee. The lower level offers a spacious finished basement with endless possibilities for a media room, home office, gym, or guest space, along with a full bathroom and direct walkout access to the private backyard featuring a patio, grass area, elevated landscaping, and privacy fencing. This level also provides direct access to the deeded garage parking with additional storage and a 220V outlet for electric vehicle charging. Upstairs, each home features a spacious primary suite with raised ceilings, two double-door closets with custom shelving, and a beautifully appointed en-suite bathroom with a walk-in shower. Two additional generously sized bedrooms, another full bathroom, and a brand-new Samsung stackable washer and dryer complete the bedroom level. Continue up to the private rooftop, offering ample space for outdoor entertaining, dining, or relaxing while enjoying sunset views over the neighborhood. Complete with a 10-year builder's warranty and a 5-year tax abatement, 104 Terrace Ave presents an exceptional opportunity to own a turnkey, income-producing property in one of Jersey City Heights' fastest-growing neighborhoods. Live in one residence while generating rental income from the other, or maximize your investment by leasing both units. Ideally located near parks, restaurants, cafés, shopping, and public transportation, with convenient access to New York City, Routes 1 & 9, I-78, the NJ Turnpike, and the Holland Tunnel. Reach out today to schedule your private tour today!

Highlights

Listed by ERIK GOLDFARB , 866-201-6210 EXP REALTY LLC , 866-201-6210. Hudson County Multiple Listing Service

Property Type

Multi-Family

County

Hudson

Listing ID

260013794

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:8
  • Full Bathrooms:6
  • 1/2 Bathrooms:2
Air Cond:A/C Central,Hot Air,Gas
Fireplaces:
Basement:Finished

Exterior Features

Lot Dimensions:35X100
Parking Features:1 Car,2 Cars,Attached,Covered,Has Parking
Principal Interest
$10,051
Taxes
$1,259

Home Price

$1,974,900

Loan Details

30 yrs
6.562%

Down Payment

20%
$394,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,050.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,050.68 $1,259.00 $0.00 $11,309.67
Yearly $120,608.11 $15,107.99 $0.00 $135,716.10
Total $3,618,243.44 $453,239.55 $0.00 $4,071,482.99

Today's Rates

30 Year

6.56%

20 Year

6.5%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Jersey City, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hudson County Multiple Listing Service, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-22T00:12:18.000Z

© 2026 Hudson County Multiple Listing Service