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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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245 Union St , Lodi Boro, NJ 07644
$625,000
Est. Payment: $3,218.77/mo
3 Bed
2 Bath
0 Sqft
Status: Under Contract | Days on site: 40
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Susan Maryanski
Operator

House Description

Rare mixed-use two-unit property in Lodi, grandfathered for professional/commercial use on the ground floor, making it ideal for an accountant, attorney, or similar office use. This versatile property sits on a Res/Com zoned lot and provides flexibility for both investors and owner-users. The first-floor unit flows naturally from a spacious room that was originally the living room into what was formerly the dining room (with a half bath), creating an open, welcoming reception area. Beyond that lies the kitchen, which connects to a side room that was once a bedroom (with a half bath), as well as an exceptionally large additional room perfect for private offices, conference space, or storage. The layout offers the charm of a converted residential home while functioning efficiently as a professional office space. The second floor features a comfortable one-bedroom apartment with laundry, offering steady rental income potential or space for an owner-occupant, adding to the property's income-producing appeal. Parking for 3 cars available. Note that per current grandfathered zoning, the commercial use of the first-floor unit is protected only as long as it remains in professional/commercial use; converting the property to strictly residential use would permanently forfeit the right to use it commercially again in the future.

Highlights

Listed by GABRIEL GARCES , MP AMERICASA REALTY LLC , 973-832-1815. Garden State MLS

Property Type

Multi-Family

Lot/Acreage
0.08

Year Built

1920

County

Bergen

Listing ID

4043020

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:2
Air Cond:Wall A/C Unit(s),Window A/C(s)
Fireplaces:
Basement:Unfinished
Water:Public Water

Exterior Features

Lot Dimensions:33X98
Roof:Asphalt Shingle
Others:
  • Additional:Aluminum Siding, Driveway-Exclusive
Sewer:Public Sewer
Principal Interest
$3,219
Taxes
$760

Home Price

$625,000

Loan Details

30 yrs
6.677%

Down Payment

20%
$125,000
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Monthly Price:
$3,218.77

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,218.77 $759.58 $0.00 $3,978.35
Yearly $38,625.18 $9,115.00 $0.00 $47,740.18
Total $1,158,755.54 $273,450.00 $0.00 $1,432,205.54

Today's Rates

30 Year

6.68%

20 Year

6.59%

15 Year

6.04%

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Market insight data is pulled from the same city as the listing being viewed (Lodi Boro, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-09-05T08:58:55.000Z

© 2026 Garden State MLS