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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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540 Upper Mountain Ave , Montclair Twp., NJ 07043
$1,275,000
Est. Payment: $6,958.20/mo
7 Bed
3 Bath
Status: active | Days on site: 6
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Susan Maryanski
Operator

House Description

Discover the possibilities of this updated two-family home in a prime Upper Montclair location. Set on a generous 80 x 135-foot lot, with approx.3,100 sq ft total. The property offers flexible living arrangements, thoughtful updates, and proximity to the train, parks, schools, and Montclair State University. The first-floor residence features two bedrooms, a full bath, living and dining areas, and private outdoor space. Spanning the second and third floors, the recently renovated upper residence offers a new kitchen, new flooring, an updated bathroom, and office space, plus additional bedrooms and a second full bath on the third floor. Property Highlights First-floor residence: 2 bedrooms, 1 full bath, and private outdoor space. Upper residence: 2 second-floor bedrooms, plus 2"3 additional third-floor bedrooms and 2 full baths total Separate utilities, with laundry and storage in the basement. Two-car garage with one space per unit, plus 2 additional off-street parking spacesOne block from Montclair Heights train station, Montclair State University, Iris Gardens, Mountainside Park, and Bradford Elementary SchoolLive in, rent out, or reimagine.

Highlights

Listed by LAURA DOUGHERTY-DRAGO , HP CORCORAN SAWYER SMITH , 201-653-8000. Garden State MLS

Property Type

Multi-Family

Year Built

1925

County

Essex

Listing ID

4059436

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:7
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Window A/C(s)
Fireplaces:
Basement:Full,Unfinished
Other:
  • ▪ Additional:Carbon Monoxide Detector, Window Treatments, Wood Floors
Water:Public Water

Exterior Features

Lot:Corner
Lot Dimensions:80X135 IRR
Roof:Asphalt Shingle
Others:
  • ▪ Additional:CedarSid, 2 Car Width, Blacktop
Sewer:Public Sewer
Parking Features:Assigned,Detached Garage
Principal Interest
$6,958
Taxes
$1,994

Home Price

$1,275,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$255,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,958.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,958.20 $1,994.42 $0.00 $8,952.61
Yearly $83,498.38 $23,933.00 $0.00 $107,431.38
Total $2,504,951.30 $717,990.00 $0.00 $3,222,941.30

Today's Rates

30 Year

7.25%

20 Year

7.06%

15 Year

6.58%

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Market insight data is pulled from the same city as the listing being viewed (Montclair Twp., NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-22T22:59:27.000Z

© 2026 Garden State MLS