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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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495 Totowa Ave , Paterson City, NJ 07522
$649,000
Est. Payment: $3,342.37/mo
6 Bed
3 Bath
0 Sqft
Status: Active | Days on site: 1
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4738 - 405553
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Susan Maryanski
Operator

House Description

Great opportunity to own a two-family home with 3 bonus Units! Offering a 2-bedroom, 1-bath unit, and a 4 bed 2 bath unit, making it ideal for both owner-occupants and investors. Both units will be delivered vacant, providing flexibility for owner occupancy or the ability to select your own tenants. Each apartment features a functional layout with comfortable living space. The property also includes a bonus attic, and full finished basement offering additional storage or potential, and many options for the finished detached garage. Steps away for Places of worship on the corner, and conveniently located near shopping, schools, parks, major highways, and public transportation. A fantastic opportunity to make this property your own for income potential, or to live expense-free as an owner occupant!

Highlights

Listed by SAMI NAZIR WAZZOUR , HP UNITED REAL ESTATE , 888-501-6953. Garden State MLS

Property Type

Multi-Family

Lot/Acreage
0.08

Year Built

1940

County

Passaic

Listing ID

4041541

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:3
  • Full Bathrooms:3
Basement:Finished,Walkout
Other:
  • Additional:Carbon Monoxide Detector, Fire Extinguisher, See Remarks, Smoke Detector
Water:Public Water

Exterior Features

Lot Dimensions:37X100
Roof:Composition Shingle
Others:
  • Additional:Sidewalk, Vinyl Siding, 1 Car Width, Driveway-Exclusive, On-Street Parking
Sewer:Public Sewer
Parking Features:See Remarks
Principal Interest
$3,342
Taxes
$1,007

Home Price

$649,000

Loan Details

30 yrs
6.677%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,342.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,342.37 $1,006.92 $0.00 $4,349.28
Yearly $40,108.39 $12,083.00 $0.00 $52,191.39
Total $1,203,251.75 $362,490.00 $0.00 $1,565,741.75

Today's Rates

30 Year

6.68%

20 Year

6.59%

15 Year

6.04%

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Market insight data is pulled from the same city as the listing being viewed (Paterson City, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-09-05T10:59:24.000Z

© 2026 Garden State MLS