Income opportunity in the heart of Phillipsburg! This over/under two-family offers two 2-bedroom, 1-bath units, each with an eat-in kitchen and a comfortable living room. The upstairs unit includes access to a finished third floor, and the downstairs unit enjoys access to the rear yard. Tenants pay their own gas, electric and heat, with separate heating systems for each unit, keeping owner expenses low. Downstairs unit is currently tenant occupied, providing income from day one and the upstairs has just been renovated and is ready to rent. Additional features include a full basement and public water and sewer. Convenient to Route 22, shopping and downtown. A great addition for the seasoned investor, or a smart first step for a first-time buyer: live in one unit and rent out the other to offset your costs!