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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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144 Spencer Pl , Ridgewood Village, NJ 07450
$949,000
Est. Payment: $4,829.66/mo
3 Bed
2.5 Bath
0 Sqft
Status: pending | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Susan Maryanski
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House Description

Perfectly positioned in one of Ridgewood's most convenient locations, this 3-bedroom, 2.5-bath Colonial offers the rare combination of neighborhood charm and easy access to schools, parks, downtown shopping, dining, and NYC transportation. Known for its close-knit feel, Spencer Place is the kind of street where neighbors gather and friendships form. Thoughtful updates throughout the home provide peace of mind, including HardiePlank siding, replacement windows, Trex decking, an updated kitchen, and renovated baths. Generous living spaces are designed for everyday life, including a flexible first-floor room with a private entrance ideal as a home office, guest space, playroom, or future first-floor suite. The lower level is currently used as an artist's studio and offers additional recreation space, along with a laundry room and abundant storage. With many of the home's most important improvements already completed and a location that makes daily life remarkably easy, this is a wonderful opportunity to become part of one of Ridgewood's most welcoming neighborhoods.
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Highlights

Listed by MELINDA CRONK , MP and ANN EWELL , MP COLDWELL BANKER REALTY , 201-445-9400. Garden State MLS

Property Type

Residential
Lot/Acreage
0.18

Year Built

1920

County

Bergen

Listing ID

4033217

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop - Gas, Dishwasher, Dryer, Microwave Oven, Refrigerator, Wall Oven(s) - Gas, Washer, Wine Refrigerator
Air Cond:Central Air,Ductless Split AC
Fireplaces:Gas Fireplace,Living Room
Basement:Finished,Full
Other:Public Water

Exterior Features

Lot:Corner
Lot Dimensions:.184 AC
Roof:Asphalt Shingle
Others:Deck,ConcBrd,1 Car Width,Blacktop
Sewer:Public Sewer
Parking Features:Detached Garage
Principal Interest
$4,830
Taxes
$1,205

Home Price

$949,000

Loan Details

30 yrs
6.562%

Down Payment

20%
$189,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,829.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,829.66 $1,205.33 $0.00 $6,034.99
Yearly $57,955.90 $14,464.00 $0.00 $72,419.90
Total $1,738,676.91 $433,920.00 $0.00 $2,172,596.91

Today's Rates

30 Year

6.56%

20 Year

6.5%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Ridgewood Village, NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-21T23:37:13.000Z

© 2026 Garden State MLS