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Susan Maryanski

Operator | Opulent Living | Keller Williams City Life

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13 N Orchard Ter , Sparta Twp., NJ 07871
$650,000
Est. Payment: $3,307.98/mo
3 Bed
2 Bath
0 Sqft
Status: pending | Days on site: 56
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Susan Maryanski
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House Description

Beautiful lakefront home on a double lot located on a quiet cul de sac. Welcome home to this beautifully maintained 3-bedroom, 2-bath raised ranch, perfectly situated on stunning park-like lakefront property. Nestled among mature trees, Step inside to discover a bright and inviting layout featuring spacious living areas, large windows that fill the home with natural light, and seamless indoor-outdoor flow.The country style kitchen opens to both the dining/living room area, ideal for both everyday living and entertaining.Outside enjoy your own private piece of paradise on Lake Saginaw with a dock for kayaking the serene, quiet lake.This is a great opportunity to become a lakefront homeowner on a quiet lake-no motor boats- in NJ!The entire house was extensively renovated down to the bare studs in 2012, new electrical, plumbing, kitchen, baths, floors, A/C, exterior, roof & deck. Boiler was replaced in 2023. New septic is going to be installed soon. Three bedroom house with 2 bedroom septic.
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Highlights

Listed by MARYKAE CLARK , MP CENTURY 21 GEBA REALTY , 973-726-0333. Garden State MLS

Property Type

Residential
Lot/Acreage
0.3

HOA Fee

8 Monthly

Year Built

1945

County

Sussex

 Neighborhood

Lake Saginaw

Listing ID

4021661

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Carbon Monoxide Detector, Dishwasher, Dryer, Microwave Oven, Range/Oven-Gas, Refrigerator, Washer
Air Cond:1 Unit,Central Air
Fireplaces:Living Room
Floor:Carpeting,Tile,Wood
Basement:Finished,Full
Other:CODetect,CeilCath,CeilHigh,SmokeDet,StallTub,TubShowr,WlkInCls
Other:Public Water

Exterior Features

Lot:Cul-De-Sac,Lake Front,Lake On Lot,Lake/Water View,Waterfront
Lot Dimensions:112 X 113
Roof:Asphalt Shingle
Others:Deck,Dock,Underground Lawn Sprinkler,Composition Siding,Stone,2 Car Width
Sewer:Septic
Principal Interest
$3,308
Taxes
$977
HOA
$8

Home Price

$650,000

Loan Details

30 yrs
6.562%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,307.98

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,307.98 $976.58 $8.00 $4,292.57
Yearly $39,695.82 $11,719.00 $96.00 $51,510.82
Total $1,190,874.59 $351,570.00 $2,880.00 $1,545,324.59

Today's Rates

30 Year

6.56%

20 Year

6.5%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Sparta Twp., NJ).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Garden State MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-07-21T22:38:21.000Z

© 2026 Garden State MLS